Kim Dybvad, a Home Loan Officer from PrimeLending, defines two types of loans: Federal Housing Administration (FHA) loans, and Veteran’s Administration (VA) loans. She talks about the role mortgage insurance plays in FHA mortgages and the benefits for First Time Home Buyers. She also discusses benefits, down payment requirements, and federally insured programs for veterans. PrimeLending is a mortgage-only expert, focusing solely on home loans. PrimeLending offers borrowers personalized guidance and provides timely communication and loan status updates. At PrimeLending you get step-by-step guidance from your loan officer with an honest approach to home financing. You can learn more at PrimeLending.com.