It’s important to have an emergency fund — unfortunately, sometimes we don’t save the right amount. After all, life is full of unexpected situations, so it’s difficult to know exactly how much you may need one day.

Overdue bills, groceries and necessities, and other expenses can take you by surprise and make your feel helpless. Thankfully, there’s a company that has provided relief to many communities for more than 25 years. Here’s everything you need to know.